What We Do
We provide low cost, high quality financial advice remotely using a fixed, transparent payment system that is affordable and accessible. Our advice can be delivered remotely and securely over the internet, using our qualified financial advisers, to allow high quality advice to be received with maximum convenience. Our service can be provided on an individual basis or as part of a workplace scheme. If you already have products in place arranged through a financial adviser you may benefit from our easy to use switching service. This allows you to switch the ongoing servicing rights for your products to Lower My Charges and start benefiting from our reduced costs.
Switch your adviser
Our switching service is for those who already have financial products in place arranged through a Financial Adviser and would like to lower their charges. Our model means that our services can be accessed for a low cost, with no impact on your savings, pensions or investments. You continue to hold the same products, but these will be serviced by Lower My Charges as your Financial Adviser.
Lower My Charges provide affordable financial advice that fits around your lifestyle. Conveniently, delivered remotely over the internet by our qualified financial advisers our advice is charged through fixed low cost monthly fees.
During your first session we will spend some time getting to understand you, so it might be helpful if you have details of any financial products or policies easily to hand. We need to fully understand your circumstances, needs and goals in order to be able to help you and make any recommendations. The session will be recorded for your protection. We believe that financial advice should be more affordable and so our charges are the same for everybody.
Provide your Employees with financial advice as part of your Employee Benefit scheme. Financial Wellness is increasingly being recognised as a crucial element of overall Employee Wellbeing. Our scheme can be implemented using a salary sacrifice scheme, creating savings for both your Employees and your business.