PENSION CHARGES Archives - Lower My Charges
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1024 683 Ian Brewer

FCA eyes ban on contingent charging for pensions

There has been a debate raging on of late about banning contingent charging. This is the practice of financial advice firms not charging you for advice given if the advice…

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1024 683 Ian Brewer

FCA forces asset managers to disclose transaction costs on Workplace Pensions

Have you ever given it any thought that the pension scheme provided by your employer is value for money? Have you ever asked what the charges might be and are…

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1000 1024 Ian Brewer

Financial Advice and my Boiler

There a lot of debate at the moment on whether financial advice is worth paying for? In many ways, this is subjective depending on whom you’re talking too – which…

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1024 681 Ian Brewer

Steelworkers face 5% charge to move funds post-DB transfer

Members of the British Steel Pension Scheme (BSPS) who were advised to transfer out of their final salary pension are facing a 5% charge if they want to leave the…

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620 388 Ian Brewer

Workplace pension charges to go online in transparency push

A lot of news of late has been the focus on how there an agenda when it comes to pension charges and how they are applied and what the consequences…

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Paul Lewis: ‘Don’t do it’ is the best advice on DB transfers

There is a storm brewing which is starting to put a spotlight on whether or not it is suitable to transfer a defined benefit pension plan (with guarantees) into a…

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460 287 Ian Brewer

Savers tempted into the wrong pension funds with rip-off fees could be the next scandal

Savers tempted into the wrong pension funds with rip-off fees could be the next scandal, as an investigation reveals many could run out of cash. Many pension savers take the easy…

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Cost Monster
960 720 Ian Brewer

The Cost Monster

Are Cost Monsters eating into your finances ? Cost Monsters can eat away at your finances and seriously damage your future plans. Check the list below to see if you…

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960 640 Ian Brewer

Rip-off charges can erode pensions by up to a third

We launched Lower My to show the consumer how much charges are really eating into their future wealth. There seems to be a lack of transparency when it comes…

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1024 683 Ian Brewer

Advice and Guidance – how much is it worth?

There has been numerous debates of late on what is good value when it comes to costs in receiving financial advice or guidance. The industry perception of value for money…

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Advisers told to disclose conflicts of interest in percentage fees

At Lower My we believe there is a huge conflict of interest when it comes to percentage charges being taken out of Pension products especially when the compound effect…

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1024 648 Ian Brewer

FCA to probe adviser value for money

There been a lot of scrutiny on what investment platforms and financial advisers charge of late but what does value for money look like when it comes to the annual…

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