Advice Charges Archives - Lower My Charges

By:Ian Brewer
July 24, 2018

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FCA eyes ban on contingent charging for pensions

There has been a debate raging on of late about banning contingent charging. This is the practice of financial advice firms not charging you for advice given if the advice…

By:Ian Brewer
May 18, 2018

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The FCA’s findings on ongoing Advice

There is a saying that less is more, but when this saying is applied to the Financial Services Industry how does that pan out for the customer? Well according to…

By:Ian Brewer
April 18, 2018

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FCA looking to tackle Advisers over giving value for Money

It has often been said that when it comes to giving financial advice how can it be measured when it comes to giving value for money With new disclosure documents…

By:Ian Brewer
April 2, 2018

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Fools Gold How Mifid II has revealed the true cost of funds

MIFID II came into force in January 2018 and it comes as no surprise that customers are now finding out they are paying a lot more than they previously thought.…

By:Ian Brewer
February 1, 2018

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Financial Advice and my Boiler

There a lot of debate at the moment on whether financial advice is worth paying for? In many ways, this is subjective depending on whom you’re talking too – which…

By:Ian Brewer
January 30, 2018

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Hidden Charges are Mythical – like the Loch Ness Monster

Last week there was a very interesting broadcast on Radio 4 hosted by Lesley Curwen called the Transparency Detectives which I would like to share with you. For those who…

By:Ian Brewer
January 8, 2018

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Perfect Storm – MIFID II

The New Year has started with a bang – and the timing for us to launch Lower My Charges.com has been the perfect storm for us. Why? On January the…

By:Ian Brewer
December 20, 2017

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Time to tell the Truth?

Time to tell the Truth? It has been 6 months since we launched Lower My Charges.com and the speed of how things have developed has been amazing. Many respected journalists…

By:Ian Brewer
December 14, 2017

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Steelworkers face 5% charge to move funds post-DB transfer

Members of the British Steel Pension Scheme (BSPS) who were advised to transfer out of their final salary pension are facing a 5% charge if they want to leave the…

By:Ian Brewer
December 5, 2017

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Workplace pension charges to go online in transparency push

A lot of news of late has been the focus on how there an agenda when it comes to pension charges and how they are applied and what the consequences…

By:Ian Brewer
November 17, 2017

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Paul Lewis: ‘Don’t do it’ is the best advice on DB transfers

There is a storm brewing which is starting to put a spotlight on whether or not it is suitable to transfer a defined benefit pension plan (with guarantees) into a…

By:Ian Brewer
October 20, 2017

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Pension drawdown rip-off fees scandal

It would seem not a day goes by without an article being written about rip off charges and fees. What is very concerning is the surge of customers being tempted…

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