1% charges Archives - Lower My Charges
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1% charges

1024 690 Ian Brewer

Fools Gold How Mifid II has revealed the true cost of funds

MIFID II came into force in January 2018 and it comes as no surprise that customers are now finding out they are paying a lot more than they previously thought.…

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Hidden fee
900 515 Ian Brewer

How a 1% hidden fee wipes £100,000 from a £100,000 investment

It sounds unbelievable doesn’t it that you could be worse off by £100,000 due to charges when investing £100,000 over 30yrs which achieve identical returns but their charges were significantly different…

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1000 1024 Ian Brewer

Financial Advice and my Boiler

There a lot of debate at the moment on whether financial advice is worth paying for? In many ways, this is subjective depending on whom you’re talking too – which…

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800 600 Ian Brewer

Hidden Charges are Mythical – like the Loch Ness Monster

Last week there was a very interesting broadcast on Radio 4 hosted by Lesley Curwen called the Transparency Detectives which I would like to share with you. For those who…

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tell the truth
350 279 Ian Brewer

Time to tell the Truth?

Time to tell the Truth? It has been 6 months since we launched Lower My Charges.com  and the speed of how things have developed has been amazing. Many respected journalists…

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460 287 Ian Brewer

Savers tempted into the wrong pension funds with rip-off fees could be the next scandal

Savers tempted into the wrong pension funds with rip-off fees could be the next scandal, as an investigation reveals many could run out of cash. Many pension savers take the easy…

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Retirement Savings
240 210 Ian Brewer

Working longer by paying high charges


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Cost Monster
960 720 Ian Brewer

The Cost Monster

Are Cost Monsters eating into your finances ? Cost Monsters can eat away at your finances and seriously damage your future plans. Check the list below to see if you…

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960 640 Ian Brewer

Rip-off charges can erode pensions by up to a third

We launched Lower My Charges.com to show the consumer how much charges are really eating into their future wealth. There seems to be a lack of transparency when it comes…

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1024 504 Ian Brewer

Dreams and goals – how often are you reminded of them?

Dreams and Goals Hanging above my head in my office is something that looks rather like a large fishing net. It is a band of circular metal, with mesh of…

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1024 576 Ian Brewer

The true costs of investing – Are you being told the whole truth?

When we buy something we like to know how much it costs, we don’t want any nasty surprises. But do you really know how much the advice you receive from…

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892 340 Ian Brewer

Advisers warned of fresh FCA action on charging

The spotlight is firmly on how financial advisers are charging for on going payments especially when it’s linked to a platform – some advisers are charging up to 1% pa…

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