For Employers - Lower My Charges

For Employers

How It Works

You can help improve your Employees financial well being by providing them with access to our low cost, high quality financial advice as part of an Employee Benefits Programme.

The scheme is easy to set up and Government legislation allows it to be treated as a salary exchange with payments made from gross salary saving personal income tax and national insurance.

There are no costs for Employers for our service.

What Do I Need To Know?

It is estimated that between 25 and 34 working days are lost each year due to Employees’ money worries. As an Employer, you can help by providing access to financial advice as part of a wider financial wellness strategy.

To allow your employees to access financial advice at an affordable cost, the first step is to contact Lower My Charges. To do this book an appointment through our online booking form  below, or download the employee brochure for more information.

Our service can be accessed through a salary exchange scheme. This means that the flat annual charge of £300 per Employee reduces individual salaries, and therefore reduces their tax and national insurance contributions. You also create savings for your business, as Employer national insurance contributions are reduced.

To do this please complete the enquiry form below and we will get back to you as soon as possible to provide more information and discuss your needs.  Alternatively you can download our Employer Brochure for more information. 

    Simply fill in your details below

    By completing this form you agree that your data will be used in accordance with our data and privacy policy which can be found here. Once you have pressed send an email will come out to you shortly to complete the on boarding process.